Built Without Consent? Certificate of Acceptance

Unauthorised building work is more common than you'd think — especially in the Far North. Whether you did the work yourself, inherited it from a previous owner, or discovered it when trying to sell, we can help you sort it out with a Certificate of Acceptance.

COA Applications

Compliance Sorted

FNDC Specialists

Certificate of acceptance for unauthorised building work

What Is a Certificate of Acceptance?

A Certificate of Acceptance (COA) is the legal way to regularise building work that was done without a building consent, or where the consent lapsed before a Code Compliance Certificate was issued.

It Regularises the Work

A COA records the building work on your property's official records, acknowledging it exists and documenting what council was able to assess. It's the only legal path to deal with work that was done without consent.

It's Not a Full Sign-Off

Unlike a Code Compliance Certificate, a COA doesn't confirm the work meets the Building Code. Council can only assess what they can see — hidden work like foundations and framing will have limitations noted. But it's still far better than having no documentation at all.

It Protects Your Property Value

Unauthorised building work flagged on a LIM report scares buyers and their lawyers. A COA demonstrates the work has been assessed and acknowledged by council, giving buyers and lenders much more confidence.

There's a Time Limit

You must apply for a COA within 6 months of the work being completed (or 6 months from when you became aware of it). Council has discretion to accept late applications, but earlier is always better.

Common Scenarios We See

Unauthorised building work turns up in all sorts of situations. Here are the ones we deal with most often.

Buying a Property With Unconsented Work

Your lawyer flags building work on the LIM that has no consent or CCC. The previous owner built a shed, enclosed a carport, added a room, or made alterations without going through the proper process. Now it's your problem to sort out.

DIY Work Without Consent

You did work on your own property without realising you needed consent. Maybe you thought it was too small to need one, or you didn't know the rules. It happens — and the sooner you sort it, the easier it is.

Lapsed Building Consent

You had a building consent but didn't get a Code Compliance Certificate within the timeframe, and the consent has lapsed. A COA is the path to getting this documented properly.

Discovered During Renovation

You start a new building project and discover that previous work on the property was done without consent. Council may require the old work to be addressed before they'll issue consent for the new project.

Trying to Sell or Refinance

Your buyer's lawyer or your bank identifies unconsented work. The sale or refinance can't proceed until it's addressed. Time pressure makes getting expert help even more important.

The Certificate of Acceptance Process

Here's how we help you get unauthorised work sorted

1

Initial Assessment

We review the unauthorised work, check your property records, and assess what's needed. We'll also check whether resource consent is needed alongside the COA — for example, if the work breaches boundary setbacks or site coverage rules.

2

Gather Documentation

We coordinate any specialist reports council will need — structural engineering, weathertightness assessments, electrical compliance, plans of the existing work. We push back on anything that's not strictly necessary.

3

Prepare & Lodge Application

We prepare the full COA application with all supporting documentation and lodge it with FNDC. If resource consent is also needed, we manage both applications together.

4

Council Assessment & Inspection

Council will inspect the work and assess what they can. We manage this process, respond to any queries, and coordinate access for inspections.

5

COA Issued

Once council is satisfied, they issue the Certificate of Acceptance. The work is now formally recorded on your property records, and the compliance issue is resolved.

Also Need Resource Consent?

Unauthorised building work often triggers resource consent issues too. If the work breaches district plan rules — setbacks, height limits, site coverage — you may need retrospective resource consent alongside your COA. We handle both.

Boundary Setback Issues

The unconsented structure is too close to a boundary. We apply for resource consent for the infringement alongside the COA.

Site Coverage Exceeded

The additional building has pushed total site coverage over the permitted limit. We handle the impervious surface or coverage consent.

Learn About Resource Consent

Certificate of Acceptance FAQs

Common questions about COAs and unauthorised building work

What's the difference between a COA and a Code Compliance Certificate?

A Code Compliance Certificate (CCC) confirms that building work was completed in accordance with the building consent and Building Code. A Certificate of Acceptance (COA) acknowledges work done without consent and records what council was able to assess — it doesn't confirm full compliance but legally documents the work.

I bought a property with unauthorised work — am I responsible?

As the current owner, yes. You're responsible for the building work on your property regardless of who did it. You may have legal recourse against the seller depending on your sale and purchase agreement and what was disclosed — but getting the COA sorted is the immediate priority.

Can council refuse to issue a Certificate of Acceptance?

Council must issue a COA if the application is properly made and fees paid. However, the COA only covers what council can reasonably assess. If the work is dangerous, they may require remedial work first. The COA may also note limitations on what couldn't be inspected (hidden framing, foundations).

Do I also need resource consent?

Possibly. If the unauthorised building work breaches district plan rules — boundary setbacks, height limits, site coverage — you'll need retrospective resource consent as well. We assess both and handle both applications if needed.

Will a COA affect my insurance?

It depends on your insurer. Some insurers are comfortable with a COA, others may exclude the unconsented work from cover or adjust premiums. Having a COA with supporting specialist reports (especially structural) helps. No documentation at all is worse for insurance than a COA.

Don't leave unauthorised work unresolved

The longer you wait, the more complicated it gets. Get in touch for a free initial assessment.

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